Combating Lies With Truth What Will Health Reform Mean For Me?

Health Care

Health Care

The following is from the and is part of an ongoing weeklong series of truth to combat the lies and misinformation that is being spread by those who seek to impede progress and keep the United States at its failed status quo.

What Will Health Reform Mean For You?

Keep your doctor and plan if
you like it, but your plan will
be strengthened and you’ll
be protected from insurance
company abuses.
• According to the independent
and non-partisan
Congressional Budget Office,
people who get coverage
through their employer today
will likely see lower premiums.
• If you like the health plan you
have, you will be able to keep
• The President’s proposal will
strengthen the coverage you
get at work by reining in the
worst insurance company
• Nothing about the President’s
proposal will interfere with
the choice of doctors you
have today, or cause you to
change the coverage you
have at work today.

You won’t be required to
provide health insurance to
your employees, but if you
choose to, new tax credits
will make covering your
employees more affordable.
You will also have access to a
new insurance exchange to
find the best deal, and the
entire process will be simpler.
• The President’s proposal
provides tens of billions of
dollars in new tax credits to
small businesses to make it
easier for them to provide
coverage if they choose to do
• You will be protected from
sudden, arbitrary rate hikes
because a worker gets sick;
under the President’s
proposal, insurance
companies will no longer be
permitted to base the cost of
coverage on health status.
• The President’s proposal
gives small business owners
the leverage that big
businesses enjoy by allowing
them to buy coverage
through the exchange.

Health reform protects
Medicare. The President’s
proposal makes Medicare
more financially secure and
seniors who hit the
prescription drug “donut
hole” will be protected from
high costs for their medicines.
• Your guaranteed Medicare
benefits will not be cut, and the
Medicare Trust Fund will be
extended for more than 9 years.
• In addition, you will have
benefits you don’t have
today: Preventive services like
cancer screenings at no cost,
and a substantial reduction in
prescription drug prices if
you fall into that gap in
coverage known as the
“donut hole.” Over time the
proposal closes this coverage
gap completely.
• Health insurance reform will
not affect the choice of
doctors you have today and it
won’t affect your relationship
with your doctor. The
President’s plan aims to
increase the number of
primary care providers, giving
you greater access to doctors
than you have today.

You will have access to new
insurance choices in the
same insurance marketplace
where all members of
Congress will buy their
insurance, receive tax credits
to help you afford coverage
if needed, and enjoy
protections from insurance
company abuses.
• For the first time in history,
there will be limits on how
much anyone will have to pay
to receive health care
• If you need it, you will receive
a tax credit to help pay for
your coverage – part of the
largest middle class tax cut
for health care in history.
• Insurance companies will no
longer be allowed to simply
tell you “no.” They will be
required to offer coverage
regardless of your health
status or because of
pre-existing conditions, and
they cannot jack up rates or
drop you from your coverage
when you get sick.

There will be new protections
from insurance company
abuses, and tax credits will
make coverage more
affordable. You will have
access to new insurance
choices in the same insurance
marketplace where all
members of Congress will buy
their insurance.
• You will likely pay
less—perhaps much
less—than you do currently.
• In addition, many Americans
buying coverage in the
individual market will qualify
for tax credits that reduce
their premiums by an average
of nearly 60 percent – and
they will get better coverage
than what they have today.
• Health insurance reform will
limit what you have to pay
out of pocket, a protection
that does not exist today.
And for the first time, no one
will be required to pay more
than a set percentage of their
income on health care


About Michael Kirschner
I am a blogger on

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